Ingredients:

• 150 g plain flour
• 1/2 tsp. baking powder
• 1/2 tsp. bicarbonate of soda
• 40 g walnuts, roughly chopped
• 70 g butter, melted
• 120 g caster sugar
• 1 egg
• 40 g plain yoghurt
• 1 tsp. vanilla extract
• 1 ripe banana, mashed
• 100 g milk chocolate, roughly chopped
• 100 g dark chocolate, roughly chopped
• A pinch of sea salt
• 120 g butter
• 20 g banana chips

For the Caramel:

• 120 g butter
• 150 g light brown sugar
• 397 g condensed milk

Directions:

1. Preheat Oven:

1. • Preheat the oven to 190°C (170°C Fan). Grease and line a 2lb loaf tin.

1. Prepare Dry Ingredients:

1. • In a large bowl, combine flour, baking powder, bicarbonate of soda, and walnuts. Set aside.

1. Prepare Wet Ingredients:

1. • In another large bowl, mix melted butter, caster sugar, egg, yoghurt, and mashed banana.

1. Combine Ingredients:

1. • Add wet ingredients into the bowl with dry ingredients. Stir until well combined.

1. Bake:

1. • Pour the batter into the prepared loaf tin and bake for 25-30 minutes or until a skewer comes out clean.

1. Make Caramel:

1. • In a saucepan over medium heat, combine butter and light brown sugar. Once melted, simmer for 4-5 minutes, then add condensed milk. Stir and bring to a boil. Simmer for an additional 5 minutes until slightly thickened.

1. Top with Caramel:

1. • Spread the caramel over the baked banana bread, ensuring an even layer. Allow it to cool.

1. Prepare Chocolate Topping:

1. • In a large bowl, melt milk chocolate, dark chocolate, and butter in increments of 30 seconds. Let it cool for 5 minutes.

1. Top with Chocolate:

1. • Pour the melted chocolate over the caramel and spread it evenly.

1. Final Touch:

1. • Finish with a sprinkle of sea salt and banana chips.

1. Chill and Serve:

1. • Refrigerate until the chocolate has set. Slice and enjoy this decadent banana bread!

This recipe seems perfect for a special occasion or as a delightful treat. Happy baking!